Friday, October 23, 2009

Bills and letters that never stop stacking up

I started to sort out the bills and letters that have have been accummulated around the house yesterday. Most are hubby's; i.e. credit cards statements, insurance, loan statement etc. It took me almost whole day yesterday to file up those documents in few paper files. Still, the letters never stop coming in. Sigh!

I also create one file under our house loan. Currently we only paying the interest which is around RM900+ per month. Mind you, we have yet to pay for the principal. According to the developer, the house should be ready by next month, but we have yet to receive any notice on the handover. Up to date, the bank has paid the developer more than 90% and after I checked my S&P, it left the last portion of the payment. Which means my house is nearly complete. Everyday I am checking the mailbox for the letter from the developer, saying my house is ready and keys to be collected from them. *wink* And from there, it would be a busy time; planning for the furnishing and furniture.

8 comments:

Nick Phillips said...

Hope you get that letter soon :D My condo has been in an abandoned stage for 10 years now ... siggghhh ...

smallkucing said...

Rose, you can actually write in and request to start installment i/o paying interest for the initial 2 or 3 yrs when the house is under construction. This will reduce the amount of interest you have to pay to the Bank. Banks normally won't tell you that coz they will lose out.

Rose said...

Nick, poor you. The developer run away?

Smallkucing, is it?? I didnt know that, but the house is almost ready. We were thinking of refinancing once it completed as the current package is expensive and not flexible. But we are considering the cost of refinancing too.

vialentino said...

hi rose...thanks for visiting my blog...u got a nice blog too...wish to see ur kids pics...

smile on ur g ads and follow u in google connect...keep in touch!

Mummy Gwen said...

Our letters also keep piling up..haha. You will be busy busy with the new house soon. That's great..your own home finally. :)

lvynana said...

must be very happy can go and collect the keys already.

Zooropa said...

Late in handling keys is the norm for the developer! I hate to do filing for those monthly letters!

Dora:-)

mNhL said...

I also have files to keep those letters!! Hahaha...